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In desperate need of help

show starting post by hoss20
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Wizard's detailed tutorial of Paypal is useful and completely accurate.  But, let's put the issue of "money being STOLEN from your account" to rest.  It's the same process as reversing a charge in your checking account.  If you deposit a fraudulent check and spend the money, you're going to have to pay it back.  That isn't stealing (not by the financial institution), it's called a correction.  Sheesh.

 in response to Starrshine...   I know two people who used microgiving and got help. And I have made wishes at wishupoahero and never had any problems. I haven't had problems with pay pal and barely use it and if I had any questions I just called paypal.
Talk to Starshine
The Wizard
 in response to ICEVERYTHING...   
ICEVERYTHING, I believe the Starrshine case is an unfortunate misunderstanding, but it is not 'total BULL'. 
First of all I'm using Paypal quite frequently without any problems. Second, I'm absolutely sure that the general idea of the Paypal business is clear and fair. Third, they are not in business of stealing anybody's money. However, what Starrshine is describing is not only possible, but unfortunately it happens on time to time. 
In order to receive any payments via Paypal one must register with them and must link at least one bank account (and a credit card account as well in order to remove some limitations) with this registration. After they verify everything, including the bank account connection then you are ready to receive payments from third party. If the third party is an honest person (company) as you are the transactions are smooth and flawless. Unfortunately, if this is not the case and the third party pays, let say with a stolen credit card, here is the trouble. If the credit card was not reported stolen on time or the information was not disseminated all the way though the chain Paypal will allow the transaction. You will see the payment in your account and everything will good for a while. In a few days when the facts become clear for Paypal they will try to stop the transaction and to recover the amount of the purchase from your Paypal account. If in the mean time you have shipped the goods and even worst already transferred all or some of the money to your bank account, and you Paypal account is nearly empty then they can freeze you linked account and pool back the amount. Such action by Paypal even though justified from their view point could be devastating for you. It may overdraw your bank account, or stop important payments to other parties, or bring unexpected bank charges. Such freezing may take rather long time and all these troubles multiply with the time. All this coupled with sometimes abrupt, unfriendly and difficult to understand response from Paypal's customer service could easily create the impression similar to one Starrshine described. 
There are many 'horror' stories on behalf of Paypal related cases. However, there is always reasonable and unpleasant for you explanation. In most cases these problems could be avoided if you know and pay attention to the process and be careful to follow simple rules:
1. Do not hurry! 
2. Wait at least 7 business days from the finalized Paypal transaction before send any goods. I know the client is waiting…
3. Wait at least 7-10 days from the finalized Paypal transaction before transfer money from your Paypal account. I know you need them now, but believe me you are better off with this need for another week and without the problems I described above.
4. If a problem occurs talk to the customer service (do not yell). If this does not help talk to a supervisor. Be persistent and keep a log of your calls and conversations. Do not let go. Make sure you clear the case before you stop.
In general as with everything else apply common cense, be patient and you will avoid most of the potential troubles.

Talk to The Wizard
 in response to ICEVERYTHING...   comment to Starrshine:---I'm sorry you have such bad impressions of PayPal, Wish upon a Star and Wishuponahero. I have never had any problems with paypal whatsoever. I have recieved and transferred money as well as given money to several email address's and I have to agree with Iceverything that maybe something got screwed up with your account. I know of several people right here on aidpage that have gotten help from both the charities and haven't had to give personal info, maybe it was just the way you went about applying. I know it can be very confusing sometimes making out all the application required. If you don't want to give out any personal info you are not going to get much help so I hope you reconsider your thoughts about all 3 of these sites. Sincerely sheshe030
Talk to mamashe/sheshe

I can't believe this wbsite totally blew away another response I've written!

Anyway:  This post by Starrshine is total BULL.  I've used Paypal for years.  What you're reporting isn't possible.  Paypal doesn't let you withdraw money from strangers, they can only pay you.  And Paypal doesn't utilize account numbers for sending money to someone, it uses email addresses (which are then linked to account numbers that only the person with the password knows.  Somewhere YOU messed up and allowed something to happen to you that should not have happened.

And wishuponahero is an awesome site that required NO PROOF or "personal documents" (Maybe you're thinking of

Again, make sure info you post here is correct.  

Oh, and if you can think of a 100% guaranteed safe and convenient way to give or receive financial assistance, please let us know!

 in response to Starshine...   

Microgiving and Wishuponahero are not good. I joined them both and they want personal documents. NEVER put your personal documents on the computer.Too many people see them. I refused to let them have my personal documents.Never use paypal either. Some people ask for money to be put into their paypal account. Too many people's bank accounts have been wiped out totally by paypal. Paypal stole all my money I had in my saving account. I sold an old piano a few years ago and had $100 in the bank.I joined a site that was supposed to help people. I gave them my paypal account #.Someone sent me $50 to my paypal account . I wanted to withdraw some money and when I tried I was told my balance was 0.  Paypal stole every thing.


Talk to MagnoliaBlossom


Sorry to hear your medication is so expensive. Have you tried 

In my blog

is the deal called free gas and you could check to see if it helps. 

There is a place called microgiving

I know of a couple people who have used it.

Good luck


Talk to Starshine
 in response to ICEVERYTHING...   

I get the brand Novolin from Wal-Mart for $25 a bottle. Their stuff is co-branded Relion and it sells much cheaper than other places. I went to Walgreen's and they wanted $60 and my local grocery pharmacy wanted $50.

I use both long acting and short acting insulins to keep everything in balance. So, I end up paying $50 a month. Of course, everything's expensive when you have no money, but it's not a bad deal considering today's medication prices.

Talk to hoss20
 in response to hoss20...   What was I thinking?  I only saw the last post about not eating.  Now I understand.  May I ask:  What does insulin cost?  I really have no idea.
 in response to ICEVERYTHING...   Man, that sounds really good. Unfortunately, I have no way of getting there and at this point, anything I eat is just going to send my blood sugar through the roof. That would not be good right now. I appreciate the offer, joking or not, and it's been a while since I've had a pizza. Thanks for the response. 
Talk to hoss20

Dude, tell me the address of the nearest Dominos or Papa John's and I'll order you a pizza and have it waiting. 

 in response to whoknew...   Thanks for the link. The closest one I could find was the one that I called. After having not eaten in so long and my blood sugar condition, I'm a little worried about walking so far. Considering the alternative, though, it doesn't look like I have much choice. Thanks for the response. I really appreciate it.
Talk to hoss20

the closest homeless shelter I could find for you was 14 miles away... the best I can suggest is this link below - you may be able to find assistance from

tarrant county 211 

Talk to Anonymous